Welcome to Maan Financieel Advies – Your Trusted Mortgage Advisor in Utrecht
Hello! I’m Mark Jansen, a seasoned independent mortgage advisor in the vibrant city of Utrecht. At Maan Financieel Advies, we’re all about making your financial and mortgage journey as smooth and stress-free as possible. While our website is in Dutch, we know that many of our clients speak English – expats and international professionals who’ve chosen to call the Netherlands their home. That’s why we’ve created this page, just for you.
Why Choose Us?
With years of experience in the Dutch mortgage market, I’ve helped many international clients navigate the complexities of buying a home in the Netherlands. Whether you’re here for a few years or planning to stay long-term, securing the right mortgage can be a game-changer. At Maan Financieel Advies, we provide personalized advice tailored to your unique situation. Our office is very accessible by public transportation, car or – as we Dutch like so much – by bike.
Key Points for Expats
Navigating the Dutch mortgage landscape can be a bit daunting, especially when you’re dealing with a new country, language, legal and tax system. Here are a few key points to consider:
Residency Status: Your residency status can influence your mortgage options. Different rules may apply if you have a temporary residence permit compared to a permanent one.
Income Assessment: Lenders will look at your income to determine how much you can borrow. This can be a bit different for expats, especially if your salary comes from a non-Dutch company, is being payed in a foreign currency or if you’re working on a temporary contract. Also, student loans influence your maximum mortgage.
Tax Benefits: The Netherlands offers significant tax benefits for homeowners, such as mortgage interest deduction. Understanding these benefits can help you make an informed decision.
Legal and Notary Fees: These are part and parcel of buying a home in the Netherlands. We’ll help you understand all the costs involved so there are no surprises.
Language Barrier: We understand that legal and financial jargon can be challenging in any language. We ensure that everything is clearly explained in English, so you’re always in the loop.
Our Services
At Maan Financieel Advies, we offer a comprehensive range of services to help you with your mortgage needs:
Initial Consultation: We start with an in-depth conversation to understand your needs and financial situation. This is without any obligation.
Mortgage Calculation: We provide clear calculations of how much you can borrow and what your monthly payments will look like.
Application Assistance: From filling out paperwork to liaising with lenders, we handle the nitty-gritty details.
Ongoing Support: We’re here to coach you, even after you’ve got the keys to your new home.
